Smart Accounts
Earn Yield on Your XRP
Earn up to +6.87%
TVL
545.2m $
ESTIMATED APY
6.8
HISTORIC APY
6.8
TVL
545.2m $
ESTIMATED APY
6.8
HISTORIC APY
6.8
On this page
Vault Partners
What
Flare Smart Accounts ...
Use Cases
FTSO powers a range of DeFi usecases
Lending and Borrowing
Allow XRP holders to mint and redeem FXRP via XRPL transactions. FSAs are a core component of the FAssets workflow, enabling access to Flare DeFi without requiring users to hold non-XRPL assets.


Perpetual futures and options
Empower XRPL users to deposit FXRP into vaults such as Firelight and Upshift and manage deposits and withdrawals using XRPL-authorized actions executed on Flare.

Perpetual futures and options
Empower XRPL users to deposit FXRP into vaults such as Firelight and Upshift and manage deposits and withdrawals using XRPL-authorized actions executed on Flare.

Vault Partners
FSAs enable secure XRPL-native execution on Flare
Secure by design
Flare Smart Accounts do not introduce new trust assumptions. Actions on Flare are executed only when authorized by the originating XRPL address and verified using Flare’s native data infrastructure.
Verified execution
XRPL transactions are verified on Flare using the Flare Data Connector before any action is performed, ensuring that only proven XRPL events can trigger execution.
Lower friction
Users interact using standard XRPL transactions, without managing gas or wallets, while preserving XRPL custody and Flare’s execution guarantees
Built to scale
Because Flare Smart Accounts operate at the infrastructure layer, they are designed to integrate with wallets, exchanges, and dApps, allowing DeFi access for holders — via FXRP — to scale across the ecosystem over time. This allows users to access Flare-based DeFi through familiar interfaces and tools they already trust.
FXRP is a trust-minimized, verifiably backed representation of XRP designed for use in DeFi. With over 100M FXRP minted to date and most of it already deployed in DeFi dApps, XRPFi adoption is accelerating.
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